Learning Center

Welcome to the Alpha Mortgage Learning Center

Here you’ll find information on credit and qualifying for a mortgage, how the loan process works, details on home loan programs, definitions for terms used in the process, and other helpful resources. For the most up-to-date information, please contact a Residential Mortgage Loan Originator – (910) 256-8999.

Credit & Qualifying for a Home Loan

What does my credit mean?
The Importance of Good Credit
Can I Afford a Home
5 Things That Will Destroy Your Credit While Looking for a Mortgage

The Mortgage Process

The Basics of NC Housing Loans
What Makes a Good Loan Officer
How Much Does it Cost to Refinance?
Best Time to Refinance?
Top 10 Do’s and Don’ts During the Loan Process

Home Buying and Selling

Differences Between Modular, Manufactured & Stick Built Homes
9 Ways to Make Your Home More Appealing to Buyers
How to Sell Your Home Fast
What You Need to Know About a Home Appraisal

Loan Program Resources

Which loan program is right for me?
Should I Get a 15 or 30 Year Mortgage?
FHA Loans – Introduction
FHA Loans – Explained
Applying for a VA Loan in North Carolina
About VA Loans
Reverse Mortgage Overview
Is the HECM for Purchase Right for You?
Reverse Mortgage Learning Center

Mortgage Terms

Glossary of Terms
TRID – “Know Before You Owe”