Make Your House a Home

Get prequalified to purchase your next home or refinance today.



Alpha Mortgage Corporation offers home buying assistance throughout North Carolina and South Carolina. Whether you are a first time home buyer or a real estate investor, we can help you find the mortgage solutions to meet your needs. We finance primary residences, second/vacation homes, and rental properties.


Whether you are looking to lower your interest rate, shorten the term of your loan, are seeking a cash out refinance to consolidate debt or finance some home improvements, our team can help you find the refinancing solution to meet your goals. Contact us today for a free refinance quote and consultation.


We have been assisting home buyers and homeowners in the Carolinas since 1983. We are one of North Carolina’s largest private owned mortgage lenders and our Residential Mortgage Loan Originators are some of the most talented and knowledgeable in the marketplace. Learn more about what our customers have to say in our testimonials section.


From determining which loan program works best for you, to guidance on getting your credit score back on track, our goal is to do everything in our power to help you achieve the goal of homeownership in a way that is financially responsible. You’ll know what to expect each month when your mortgage payment is due.

I just moved to Wilmington and bought a home through Alpha. Everyone we worked with was kind and super helpful. As a first time home buyer everything seems overwhelming but everyone at Alpha answered my questions and helped me feel comfortable with the whole process.

Tyler K

I was blown away by the great service I received. In the past, I had always dealt with large banks for mortgages but Alpha was small and personal enough to provide the best service I have ever received, and on top of that, their rates were just as good.

Gary S.

Loan application process on line was very easy and convenient. A representative contacted me very quickly and started the process. Questions were answered expeditiously and thoroughly and via e mail or text messaging.

Tony P..

News & Stories

Since 1983, Alpha Mortgage Corporation has been a top rated mortgage company. We hope that our years in business, experienced mortgage loan officers, and our learning center will help you understand the mortgage process – from finding a home to managing your loan.

Steven’s Fine Homes – Avendale Community

Steven’s Fine Homes – Avendale Community

Community Overview Alpha Mortgage visits with builder Steven's Fine Home at their Avendale community in the Wilmington area. Lisa and Courtney walk us through the benefits of their build quality, proximity to services, and the great schools available. About Avendale...

Alpha’s Digital Mortgage Experience

Alpha’s Digital Mortgage Experience

While most real estate agents, builders, and borrowers are familiar with the "normal" process of mortgage origination, the COVID-19 pandemic makes most people hesitate or reconsider a face to face home-buying transaction. Alpha Mortgage has good news. We offer a fully...

Falling Mortgage Rates Cause Refinance Explosion

Falling Mortgage Rates Cause Refinance Explosion

Beginning 2020: Time To RefinanceAs mortgage rates have fallen to historic lows, mortgage applications have risen more than 30% nationally. Lower rates act as an incentive for home purchases and refinancing home loans. If you are thinking about buying a home, or if...

Beyond Alpha Magazine Q3 2020

Beyond Alpha Magazine Q3 2020

Beyond Alpha - A Guide To Agent Excellence Q3 July-September Volume 1 Issue 3We are pleased to announce another issue of our magazine "Beyond Alpha"! Due to our effort in keeping with social distancing and minimizing our exposure to others, we believe that a "digital"...

Welcome Pablo Toro to Alpha Mortgage

Alpha Mortgage Spotlight:Welcome Pablo Toro to Alpha Mortgage!Please join me in welcoming Pablo Toro to our Alpha team! Pablo started with us this morning and will be working remotely in Virginia as our Vice President, Capital Markets reporting directly to Michael...

Jamie Fleming: Spotlight on Reverse Mortgages

Alpha Mortgage Spotlight:Featuring Jamie Fleming on Reverse Mortgages   Our desire is to help structure our customers' financial futures toward a goal of monetary independence and well-being. The formula defining Alpha Mortgage Corporation's success is simple;...

Michael Lopez: The Start Of A New Beginning

Michael Lopez: THE START OF A NEW BEGINNING Michael Lopez, founder and owner of Alpha Mortgage Corporation has been in the mortgage business since the 1980s, and he brought Alpha Mortgage to Wilmington in 1989. He has incredible experience in the industry, and he has...

2019 – A Year To Reflect On

A Big Thank You For A Wonderful Year Our entire staff wants to send you our thanks. We've shared many wonderful moments with our friends, family, and local community. We couldn't be more thrilled to announce that during 2019 we have helped over 2,700 deserving...

Alpha Mortgage Spotlight – Leigh Morton

Sponsor Hightlight Whether you’ve had the pleasure of working with Leigh Morton or have yet to work with her, Leigh’s reputation speaks for itself. She is known for treating her customers like family, continually providing a level of service that goes above and beyond...

Helpful Tips For First-Time Homebuyers

For many people, buying your first home can feel more like a dream than a reality.  But through proper planning and financial discipline, buying your first home can be much easier and less stressful. While early planning is essential in any homebuying process,...

Radon – What You Need To Know

Radon is an odorless, colorless, and tasteless radioactive gas, and its presence can only be determined by testing the indoor air of our homes, schools, and workplaces. Although the EPA encourages indoor air testing for radon and provides funding to some states in...