by Sarah Pasik | Oct 20, 2022 | The Mortgage Process
Understanding Home Appraisals What is a Home Appraisal? An appraisal is the estimated value of a property determined by a qualified appraiser. An appraiser will give an opinion of the property’s fair market value based on their knowledge, experience, and the...
by Sarah Pasik | Oct 20, 2022 | The Mortgage Process
How To Choose The Right Loan Officer For You Character Traits According to the Bureau of Labor Statistics, they are normally responsible for contacting companies inquiring about loan needs, meeting with loan applicants to gather personal information, obtaining and...
by Sarah Pasik | Oct 20, 2022 | The Mortgage Process
Top 10 Dos and Don’ts During the Loan Process What Not To Do: Z Don't Apply for New Credit of Any Kind If you receive invitations to apply for new lines of credit, don’t respond. If you do, that company will pull your credit report and this will have an adverse effect...
by Sarah Pasik | Oct 18, 2022 | The Mortgage Process
Checklist for Self Employed Borrowers Purchase A Home With Alpha Mortgage Using Bank Statements! Z You must be self-employed for a minimum of 2 years to qualify for this program. Z Your credit score must be at least 600 to qualify. Z Up to 90% LTV, no MI Z 12 or 24...
