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Employment

Alpha Mortgage is growing! We are looking for people who share our enthusiasm and energy for creating the best experience possible for our customers. Do you want to further your career in the Mortgage Industry? We have offices located in North Carolina and offer full-time positions with benefits and a variety of services to help our loan officers and employees succeed. We are currently accepting resumes for all positions and have the following current openings. Please fill out the information below and submit your resume.

The Mortgage Loan Underwriter is responsible for protecting mortgage investments by evaluating loan risk while adhering to all mortgage compliance laws and regulations. Ensures that all credit packages and disclosure packages meet all regulatory standards for completeness, accuracy and timeliness established for the loans.
  • Evaluate loan risk by verifying loan application information and verifying application information against loan criteria guidelines and standards.
  • Clarify risk by requesting additional information.
  • Reject certain loans by identifying and documenting deficiencies and returning application to loan officer.
  • Rank risk by estimating degree of risk, noting any additional requirements and forwarding to loan committee.
  • Provide information by answering questions and responding to requests.
  • Maintain customer confidence by keeping mortgage loan information confidential.
  • Update job knowledge by participating in educational opportunities, reading professional publications, participating in professional organizations and maintaining personal networks.
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines. Ensure that all approvals fall within established lending guidelines.
Qualifications:
  • Associates Degree
  • 7 years experience in the mortgage industry, underwriting or related work
  • Experience underwriting VA and USDA loans
  • Current DE and LAPP designations
  • Computer proficiency and financial software experience
  • Strong analytical and basic math skills
  • Strong attention to detail and possession of solid organizational and time management skills to be able to work independently and handle multiple priorities under pressure of time constraints
  • Ability to identify problems and develop procedures to resolve or correct situations
  • Excellent customer service, written and verbal communication skills
  • Knowledge of underwriting terminology
Preferred Qualifications:
  • Bachelor degree in Finance or related field
  • Experience with Encompass
Alpha Mortgage is an equal opportunity employer and offers a full benefits package.
The Loan Processor is responsible for serving clients by processing mortgage loan applications and documentation to facilitate loan approval while adhering to all mortgage compliance laws and regulations. Ensures that all credit packages and disclosure packages meet all regulatory standards for completeness, accuracy and timeliness established for the loans.
  • Prepare mortgage loan files by reviewing loan application and clarifying and obtaining additional information needed.
  • Confirm mortgage loan application information by mailing verification forms and contacting verification sources.
  • Obtain mortgage loan documentation by ordering credit reports, land surveys, appraisals, titles, and related information.
  • Identify mortgage loan application and documentation problems by highlighting deficiencies and notifying underwriter and supervisor.
  • Enter information in computer and keep it updated and accessible by sorting, organizing, and filing documents.
  • Maintain customer confidence by keeping mortgage loan information confidential.
  • Satisfy all conditions when received from Underwriter.
  • Coordinate with other professionals including attorneys, county clerks and title companies.
  • Update job knowledge by participating in educational opportunities and maintaining personal networks.
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines. Ensure that all approvals fall within established lending guidelines.
Qualifications:
  • High school diploma or equivalent
  • 5 years experience in the mortgage industry, processing or related work
  • Computer proficiency and financial software experience
  • Basic math skills
  • Strong attention to detail and possession of solid organizational and time management skills to be able to work independently and handle multiple priorities under pressure of time constraints
  • Ability to identify problems and develop procedures to resolve or correct situations
  • Excellent customer service, written and verbal communication skills
  • Knowledge of underwriting terminology
Preferred Qualifications:
  • Bachelor degree in Finance or related field
  • Experience with Encompass
  • Knowledge of FHA, VA, and Conventional loans
Alpha Mortgage is an equal opportunity employer and offers competitive pay and a full benefits package.
The Loan Officer will be responsible for discussing client’s needs, recommending the best loan products, helping customers put together a complete loan package and working with the underwriting team throughout the loan process while adhering to all mortgage compliance laws and regulations. The Loan Officer acts as a liaison between clients and Alpha Mortgage and will help qualified applicants acquire loans in a timely manner.
  • Attract new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
  • Meet with customers to determine their needs and recommend the right loan products to help meet their goals.
  • Maintain an active knowledge base of all loan products and an understanding of the qualifications required of each applicant.
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits.
  • Identify and recommend products that meets the customer’s needs and the company’s lending guidelines.
  • Communicate with clients to request from and provide information to them. Maintain and update records.
  • Review active loan files each day to determine if any documents are missing or what can be done to help the process.
  • Demonstrate exemplary customer service to build clients’ trust, loyalty and satisfaction throughout the loan process.
  • Develop referral networks to attract more clients.
  • Operate in compliance with laws and regulations and adhere to mortgage lending compliance guidelines.
Qualifications:
  • High school diploma or equivalent
  • Current Loan Originator license with NMLS
  • Five years experience in the finance industry
  • Computer proficiency and familiarity with mortgage applications/software
  • Excellent communication and customer service skills
  • Strong attention to detail
  • Valid Drivers License
Preferred Qualifications:
  • Bachelor degree in Finance or related field
  • Experience with Encompass
  • Sales experience
Alpha Mortgage is an equal opportunity employer and offers a full benefits package.

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