by Brayden Walston | Aug 4, 2026 | Preparing to Purchase a Home
Buying your first home in North Carolina can feel out of reach when you’re trying to save for a down payment, closing costs, and other upfront expenses. For many first-time homebuyers, the biggest challenge isn’t finding a home they love—it’s having...
by Brayden Walston | Jul 31, 2026 | Preparing to Purchase a Home
Moving to Eastern North Carolina for a new military assignment can be exciting, but relocating also comes with plenty of questions. Where should you live? Should you rent or buy? How does a VA home loan work? Can you buy a home before you arrive? And how do you find a...
by Brayden Walston | Jul 27, 2026 | FAQs, Home Buying, Preparing to Purchase a Home, Uncategorized
Buying a home is one of the biggest financial decisions you’ll make, and choosing the right lender can make the process much smoother. If you’re searching for the best mortgage company in the Cape Fear region, you’ll find plenty of options—but local...
by Brayden Walston | Jul 16, 2026 | FAQs, Loan Program Resources
How a Home Equity Line of Credit Can Help You Reach Your Financial Goals If you’ve built equity in your home, you may have access to one of the most flexible borrowing options available—a Home Equity Line of Credit (HELOC). Whether you’re planning a major...
by Brayden Walston | Jul 14, 2026 | Home Buying and Selling, Preparing to Purchase a Home
Buying a home is one of the biggest financial decisions you’ll ever make, and choosing the right mortgage lender is just as important as choosing the right home. Whether you’re purchasing your first home in Wilmington, relocating to Myrtle Beach, buying...
by Brayden Walston | Jun 25, 2026 | Preparing to Purchase a Home
Buying a home is one of the most exciting milestones in life. While many buyers focus on saving for a down payment and qualifying for a mortgage, there are several additional expenses that can catch homeowners by surprise—especially in coastal North Carolina. Whether...
by Nick Irmo | Oct 20, 2022 | FAQs
Glossary 3/1, 5/1, 7/1 and 10/1 ARMs Adjustable rate mortgages in which rate is fixed for three year, five year, seven year and 10-year periods, respectively, but may adjust annually after that. Adjustment Date The date that the interest rate changes on an adjustable...
by Sarah Pasik | Oct 20, 2022 | The Mortgage Process
Understanding Home Appraisals What is a Home Appraisal? An appraisal is the estimated value of a property determined by a qualified appraiser. An appraiser will give an opinion of the property’s fair market value based on their knowledge, experience, and the...
by Sarah Pasik | Oct 20, 2022 | The Mortgage Process
How To Choose The Right Loan Officer For You Character Traits According to the Bureau of Labor Statistics, they are normally responsible for contacting companies inquiring about loan needs, meeting with loan applicants to gather personal information, obtaining and...
by Sarah Pasik | Oct 20, 2022 | The Mortgage Process
Top 10 Dos and Don’ts During the Loan Process What Not To Do: Z Don't Apply for New Credit of Any Kind If you receive invitations to apply for new lines of credit, don’t respond. If you do, that company will pull your credit report and this will have an adverse effect...
