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Refinancing allows borrowers to replace their current mortgage with a new home loan. You might choose to refinance to get a lower interest rate and a lower monthly payment or to change the type of loan you have.

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$15,000 Down Payment Assistance in NC: A First-Time Homebuyer Guide

$15,000 Down Payment Assistance in NC: A First-Time Homebuyer Guide

by Brayden Walston | Aug 4, 2026 | Preparing to Purchase a Home

Buying your first home in North Carolina can feel out of reach when you’re trying to save for a down payment, closing costs, and other upfront expenses. For many first-time homebuyers, the biggest challenge isn’t finding a home they love—it’s having...
VA Home Loan for Camp Lejeune: A Complete Guide to Buying a Home in Eastern North Carolina

VA Home Loan for Camp Lejeune: A Complete Guide to Buying a Home in Eastern North Carolina

by Brayden Walston | Jul 31, 2026 | Preparing to Purchase a Home

Moving to Eastern North Carolina for a new military assignment can be exciting, but relocating also comes with plenty of questions. Where should you live? Should you rent or buy? How does a VA home loan work? Can you buy a home before you arrive? And how do you find a...
Finding the Right Mortgage Lender in the Cape Fear Region

Finding the Right Mortgage Lender in the Cape Fear Region

by Brayden Walston | Jul 27, 2026 | FAQs, Home Buying, Preparing to Purchase a Home, Uncategorized

Buying a home is one of the biggest financial decisions you’ll make, and choosing the right lender can make the process much smoother. If you’re searching for the best mortgage company in the Cape Fear region, you’ll find plenty of options—but local...
How to Choose a Mortgage Lender in The Carolinas

How to Choose a Mortgage Lender in The Carolinas

by Brayden Walston | Jul 14, 2026 | Home Buying and Selling, Preparing to Purchase a Home

Buying a home is one of the biggest financial decisions you’ll ever make, and choosing the right mortgage lender is just as important as choosing the right home. Whether you’re purchasing your first home in Wilmington, relocating to Myrtle Beach, buying...
Understanding The Mortgage Process

Understanding The Mortgage Process

by Sarah Pasik | Oct 20, 2022 | Preparing to Purchase a Home

Understanding The Mortgage Process Step 1: Start Early The first thing that you need to do when you have decided to purchase a home is determining the negotiables and non-negotiables involving where you will reside and start your research. What do you want in the...
$15,000 Down Payment Assistance in NC: A First-Time Homebuyer Guide
VA Home Loan for Camp Lejeune: A Complete Guide to Buying a Home in Eastern North Carolina
Finding the Right Mortgage Lender in the Cape Fear Region
What Is a HELOC? A Complete Home Equity Line of Credit Guide
How to Choose a Mortgage Lender in The Carolinas
What Coastal NC Homebuyers Need to Know Before They Buy
Understanding Home Appraisals
How To Choose The Right Loan Officer For You
Top 10 Dos and Don’ts During the Loan Process
Understanding The Mortgage Process

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Copyright © 2026. All Rights Reserved. Equal Housing Lender. Alpha Mortgage Corporation NMLS ID #93265. Main Office: 1320 Airlie Road | Wilmington, NC 28403 910.256.8999. Alpha Mortgage is licensed in North Carolina (L-113831), Virginia – Licensed by Virginia State Corporation Commission (MC-4927), South Carolina (#93265), Florida (MLD1700), Georgia (#93265), and licensed in Texas – SML Mortgage Banker Registration. For licensing information, go to: http://nmlsconsumeraccess.org

Not all applicants will qualify.  Please meet with a licensed loan originator for more information. Rates, fees, terms, and programs are subject to change without notice.  Not all loans, loan sizes, or products may apply.  Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval.  Approvals are subject to underwriting and program guidelines and are subject to change without notice. When refinancing your home mortgage, while your interest rate, monthly payment or loan type may decrease or change, your total finance charges may be higher over the life of the loan as a result of refinancing.

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