VA Home Loans
VA Loan Financing Assistance
VA loans in North Carolina, South Carolina, Florida, and Virginia – (910) 256-8999
Alpha Mortgage Corporation is proud to offer competitive rates on zero money down VA loans for qualified military and veteran borrowers. With the VA mortgage program, active duty military, veterans and some surviving spouses of veterans can achieve their dreams of homeownership without needing a down payment and without the burden of paying additional PMI fees.
The brave men and women of the United States Military make significant sacrifices in order to protect our country. For this reason, we are honored to help them find an affordable path to the American Dream of owning a home through the VA loan program. Reach out to our team today to learn more about the program and receive a free rate quote.
Backed by the United States Department of Veteran Affairs, the VA loan program allows eligible active duty and veteran borrowers to obtain affordable home financing with zero money down required. Additionally, VA loans do not require private mortgage insurance, aka PMI, which makes this one of the most affordable mortgage programs in today’s marketplace. While VA loan borrowers are required to pay a one-time funding fee to help keep the VA loan program going, this can be financed into the overall mortgage, allowing borrowers to save even more on their out-of-pocket closing costs.
This is just a snapshot of the benefits associated with our VA Loan program. To learn more about this mortgage option, please give us a call: (910) 256-8999
Why Consider a VA Mortgage?
- Up to 100% financing available, i.e. no minimum down payment
- No PMI
- VA Loans can be assumable (when the VA borrower sells their home, the new owners may be able to assume the terms of the VA loan, even if they are non-veterans/non-military). This can be an attractive selling point when it comes time to put your home on the market.
- The one-time funding fee can be financed into the loan.
- Insured by the federal government, which can mean lower risk for lenders and lower interest rates for borrowers.
Call us today at (910) 256-8999 for a free quote.