Mortgage Comparison Mortgage Scenarios — Full Calculator (Gradients + Dynamic Tooltips) Scenario 1 Loan Purpose Purchase Rate/Term Refi Cash-Out Refi Loan Type Conventional FHA VA USDA Purchase Price Down Payment Loan Amount Rate APR Loan Terms 10 years 15 years 20 years 25 years 30 years 40 years P & I Taxes Insurance PMI HOA Dues Total Monthly Expense Discount Points Est. Insurance Est. Closing Costs Est. Escrows Prorated Taxes One Time PMI Total Costs Credits Edit Credits Credits Breakdown Lender Credits Builder Credits Close Contract Deposits Total Credits Cash to Close Scenario 2 Loan Purpose Purchase Rate/Term Refi Cash-Out Refi Loan Type Conventional FHA VA USDA Purchase Price Down Payment Loan Amount Rate APR Loan Terms 10 years 15 years 20 years 25 years 30 years 40 years P & I Taxes Insurance PMI HOA Dues Total Monthly Expense Discount Points Est. Insurance Est. Closing Costs Est. Escrows Prorated Taxes One Time PMI Total Costs Credits Edit Credits Credits Breakdown Lender Credits Builder Credits Close Contract Deposits Total Credits Cash to Close Scenario 3 Loan Purpose Purchase Rate/Term Refi Cash-Out Refi Loan Type Conventional FHA VA USDA Purchase Price Down Payment Loan Amount Rate APR Loan Terms 10 years 15 years 20 years 25 years 30 years 40 years P & I Taxes Insurance PMI HOA Dues Total Monthly Expense Discount Points Est. Insurance Est. Closing Costs Est. Escrows Prorated Taxes One Time PMI Total Costs Credits Edit Credits Credits Breakdown Lender Credits Builder Credits Close Contract Deposits Total Credits Cash to Close Monthly P&I Payment (by Scenario) Total Payable Interest (Life of Loan) Total Outstanding (Total Paid over Term) Subject to investor guidelines
