Home Loan Programs

Conventional Loans

Very popular financing solutions. Majority of programs require 5%-20% down payment. Private mortgage insurance may be needed with less than 20% equity.

For more information, call (910) 256-8999

FHA Financing

Low down payment financing solution. Popular with first time home buyers but may be used by repeat buyers. Also popular cash out refinancing option.

For more information, call (910) 256-8999,

USDA Rural Housing Loans

Zero down financing program for lower and middle income borrowers looking to purchase property in approved USDA eligible areas.

For more information, call (910) 256-8999,

VA Loans

No money down mortgage programs available to qualifying members of the US Armed Forces and military veterans.  We also offer VA IRRRL refinancing.

For more information, call (910) 256-8999,

Reverse Mortgages

The Reverse Mortgage Division works with homeowners and home buyers age 62 and older in the States of North Carolina and South Carolina. Our HECM reverse mortgage program is backed by HUD (The U.S. Department of Housing and Urban Development) and insured by the FHA.

For more information, call (855) 367-4326 /  (855) FOR-HECM

Jumbo Financing

Fixed rate and adjustable rate financing solutions for borrowers with loan amounts exceeding today’s conforming loan limits.

For more information, call (910) 256-8999.

Renovation Loans

Option for borrowers looking to finance the costs of eligible home improvements into their loan amount. Possible alteratives to home equity loans which may have a higher rates of interest.

For more information, call (910) 256-8999,

Loans for Condos

We finance condominiums in North Carolina and South Carolina through a variety of programs including conventional, jumbo, and government backed products.

For more information, call (910) 256-8999,

Rental Property Financing

We work with real estate investors throughout the Carolinas to achieve their rental property financing goals. 1-4 units properties only.

For more information, call (910) 256-8999,

Loans for First Time Home Buyers

We offer a number of popular financing solutions for first time home buyers including FHA, VA, USDA, and Conventional Home Loans.

For more information, call (910) 256-8999,

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