Mortgage Comparison Scenario 1 Buydown Applied Loan Purpose Purchase Rate/Term Refi Cash-Out Refi Loan Type Conventional FHA VA USDA Purchase Price Down Payment Loan Amount Rate Buydown Buydown Buydown Buydown Payer — Select — Lender Paid Buyer Paid Seller Paid Builder Paid Buydown Type — Select — 3-2-1 2-1 1-1 1-0 Year Rate Payment (P & I) Monthly Savings Annual Savings APR Total Buydown Cost: $0.00 Close Apply APR Loan Terms 10 years 15 years 20 years 25 years 30 years 40 years P & I Taxes Insurance PMI HOA Dues Total Monthly Expense Discount Points Est. Insurance Est. Closing Costs Est. Escrows Prorated Taxes One Time PMI Total Costs Credits Credits Credits Breakdown Lender Credits Builder Credits Close Contract Deposits Cash to Close Scenario 2 Buydown Applied Loan Purpose Purchase Rate/Term Refi Cash-Out Refi Loan Type Conventional FHA VA USDA Purchase Price Down Payment Loan Amount Rate Buydown Buydown Buydown Buydown Payer — Select — Lender Paid Buyer Paid Seller Paid Builder Paid Buydown Type — Select — 3-2-1 2-1 1-1 1-0 Year Rate Payment (P & I) Monthly Savings Annual Savings APR Total Buydown Cost: $0.00 Close Apply APR Loan Terms 10 years 15 years 20 years 25 years 30 years 40 years P & I Taxes Insurance PMI HOA Dues Total Monthly Expense Discount Points Est. Insurance Est. Closing Costs Est. Escrows Prorated Taxes One Time PMI Total Costs Credits Credits Credits Breakdown Lender Credits Builder Credits Close Contract Deposits Cash to Close Scenario 3 Buydown Applied Loan Purpose Purchase Rate/Term Refi Cash-Out Refi Loan Type Conventional FHA VA USDA Purchase Price Down Payment Loan Amount Rate Buydown Buydown Buydown Buydown Payer — Select — Lender Paid Buyer Paid Seller Paid Builder Paid Buydown Type — Select — 3-2-1 2-1 1-1 1-0 Year Rate Payment (P & I) Monthly Savings Annual Savings APR Total Buydown Cost: $0.00 Close Apply APR Loan Terms 10 years 15 years 20 years 25 years 30 years 40 years P & I Taxes Insurance PMI HOA Dues Total Monthly Expense Discount Points Est. Insurance Est. Closing Costs Est. Escrows Prorated Taxes One Time PMI Total Costs Credits Credits Credits Breakdown Lender Credits Builder Credits Close Contract Deposits Cash to Close Monthly P&I Payment (by Scenario) Export to PDF Subject to investor guidelines
