The Faster Way to Your
New Home
Don’t let a slow lender cost you the home. Our streamlined FHA pre-approval process gives you the competitive edge of a cash buyer.
15-Day Closing Guarantee
Sellers want speed. We've optimized our internal workflow to target a 15-day "Contract-to-Keys" timeline, making your FHA offer stand out against Conventional bids.
Common Sense Underwriting
We look beyond the automated score. Our specialists provide a Manual Review for every file, ensuring complex financial histories or self-employed income are handled with expert care.
Liquidity Strategy
Why tie up your cash in a 20% down payment? Use the 3.5% FHA entry point to keep your capital available for renovations, moving costs, or emergency savings.
The Faster Way to Your New Home
Experience a tactical advantage in today's market. Most buyers qualify for an FHA mortgage with just 3.5% down and flexible guidelines. At Alpha Mortgage Corp, we combine these government-backed benefits with an industry-leading 15-day closing process and expert manual underwriting to ensure your offer stands out.
15-Day Closing Guarantee
Sellers want speed. We've optimized our internal workflow to target a 15-day "Contract-to-Keys" timeline, making your FHA offer stand out against Conventional bids.
Common Sense Underwriting
We look beyond the automated score. Our specialists provide a Manual Review for every file, ensuring complex financial histories or self-employed income are handled with expert care.
Liquidity Strategy
Why tie up your cash in a 20% down payment? Use the 3.5% FHA entry point to keep your capital available for renovations, moving costs, or emergency savings.
The Strategic Choice for
2026 Homebuyers
An FHA loan is a tactical financial tool. By choosing a government-backed home loan through Alpha Mortgage, you gain a measurable edge in today's competitive market.
Lower Upfront Costs
Maximize your cash-on-hand for other investments or moving expenses. Keep more capital working for you.
Higher DTI Allowances
Enjoy more flexibility in your debt-to-income ratio than conventional products allow — opening doors that would otherwise be closed.
Streamlined Future Options
Access the FHA Streamline Refinance program easily if rates drop in the future — no appraisal required.
We offer flexible options starting at a 580 score for the 3.5% down payment program. We prioritize your overall financial picture over a single number.
Yes. 100% of your down payment and closing costs can come from family gifts or grants, helping you enter the market sooner.
We are a mission-focused team with in-house processing and underwriting. We eliminate the corporate red tape that typically causes 30+ day delays at larger national institutions.
"Providing elite-level speed and professional certainty to every homebuyer in the Southeast."
Our Mission
What is the minimum credit requirement?
We offer flexible options starting at a 580 score for the 3.5% down payment program, focusing on your overall financial picture rather than just a number.
Can I use gift funds for my costs?
Yes. 100% of your down payment and closing costs can come from family gifts or grants, allowing you to buy sooner.
Why is Alpha Mortgage faster than big banks?
We are a mission-focused team with in-house processing and underwriting. We eliminate the red tape that causes 30-day delays at larger institutions.
⭐ Trust Signals
🏠 Our Mission