Steven Banks

Mortgage Loan Officer | NMLS #2402822

Steven has lived in the Coastal Carolina region for nearly a decade. Prior to joining the mortgage industry in 2022, Steven was an automotive software executive and COO of a local service company.  He’s versed in FHA, VA, Conventional, and Non-QM loan products and is eager to help borrowers obtain a quick preapproval with impeccable service. He resides in Leland with his wife, son, and their furry lab mix. In his free time, he enjoys spending time with his family, traveling, and being on the water.

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Which Loan Product Is Right For You?


The most common mortgage type. Ideal for buyers with established credit and larger down payments.

VA Loan

Is a loan benefit offered to members of the military. No down payment or mortgage insurance is required.

FHA Loan

Offers low downpayment options and more relaxed credit requirements. They do require mortgage insurance.

Jumbo Loans

For larger home purchases exceeding conforming limits. Requires excellent credit and cash reserves to qualify.

Reach Out Anytime

1320 Airlie Road
Wilmington, NC 28403

Office: 910.320.8647
Mobile: 919.308.8243

Alpha Mortgage