Marcela Melo
Mortgage Loan Officer | NMLS #1115140
With over 15 years of mortgage experience, Marcela is dedicated to helping families achieve homeownership. She’s licensed in NC, SC and FL. She specializes in VA, FHA, USDA, conventional and jumbo loans. Marcela tailors each loan to fit her clients' unique financial needs, ensuring they feel informed and confident throughout the process. As part of the Alpha Mortgage Advantage team, she proudly serves Fayetteville and surrounding areas, offering trusted, personalized guidance every step of the way.
I’m Just A Phone Call Away
Call Me
910.336.0848
Which Loan Product Is Right For You?
Conventional
The most common mortgage type. Ideal for buyers with established credit and larger down payments.
VA Loan
Is a loan benefit offered to members of the military. No down payment or mortgage insurance is required.
FHA Loan
Offers low downpayment options and more relaxed credit requirements. They do require mortgage insurance.
Jumbo Loans
For larger home purchases exceeding conforming limits. Requires excellent credit and cash reserves to qualify.
My experience with Alpha mortgage has been the best, they are a great team and take care of every detail, I had a bad experience with another lender before getting my loan approved. Thank you!
Reach Out Anytime
3800 Raeford Road
Fayetteville, NC 28304
Office: 910.336.0848
Mobile: 910.745.7957
Mobile: 910.745.7957