Joey Milam

Mortgage Loan Officer | NMLS #117399

Joey Milam is a lifelong resident of Wilmington with a deep appreciation of the Cape Fear Region. He graduated from Laney High School in 2003 and then attended UNCW until graduation in 2007. Helping people achieve the dream of home ownership is a challenge he takes very seriously. Honesty and transparency throughout the entire loan process are a guarantee, whether you are a first-time homebuyer or a seasoned borrower.

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Which Loan Product Is Right For You?


The most common mortgage type. Ideal for buyers with established credit and larger down payments.

VA Loan

Is a loan benefit offered to members of the military. No down payment or mortgage insurance is required.

FHA Loan

Offers low downpayment options and more relaxed credit requirements. They do require mortgage insurance.

Jumbo Loans

For larger home purchases exceeding conforming limits. Requires excellent credit and cash reserves to qualify.

I was very impressed with the service I received working with Alpha Mortgage while buying my first home. I shopped around a bit for my mortgage and decided to go with Alpha because a friend of mine recommended them, they offered me a good rate, and were able to guarantee a 30-day closing. Everything went smoothly and we closed on time. My loan officer, Joey Milam was very helpful and always prompt in responding to any of my questions.
Amanda S.


Reach Out Anytime

6329 Oleander Drive
Wilmington, NC 28403

Office: 910-250-8888
Mobile: 910-612-2620

Alpha Mortgage