Joey Milam
Mortgage Loan Officer | NMLS #117399
With nearly 20 years in the mortgage industry, Joey leads a skilled team that is dedicated to helping clients navigate every step of the home financing process. Whether you are purchasing your first home, investing in property, self-employed, or using VA benefits, Joey offers tailored guidance to fit your needs. His team is known for fast turn times, clear communication, and exceptional service from pre-approval through closing—and beyond. With deep product knowledge and a client-first approach, Joey ensures a smooth, transparent, and stress-free experience, helping you reach your home ownership goals with confidence.
I’m Just A Phone Call Away
Call Me
910-256-8999
Which Loan Product Is Right For You?
Conventional
The most common mortgage type. Ideal for buyers with established credit and larger down payments.
VA Loan
Is a loan benefit offered to members of the military. No down payment or mortgage insurance is required.
FHA Loan
Offers low downpayment options and more relaxed credit requirements. They do require mortgage insurance.
Jumbo Loans
For larger home purchases exceeding conforming limits. Requires excellent credit and cash reserves to qualify.
I was very impressed with the service I received working with Alpha Mortgage while buying my first home. I shopped around a bit for my mortgage and decided to go with Alpha because a friend of mine recommended them, they offered me a good rate, and were able to guarantee a 30-day closing. Everything went smoothly and we closed on time. My loan officer, Joey Milam was very helpful and always prompt in responding to any of my questions.
Reach Out Anytime
110 Dungannon Blvd, Suite 100
Wilmington, NC 29403
Office: 910-256-8999
Mobile: 910-250-8888
Mobile: 910-250-8888