Bailey Milholland

Mortgage Loan Officer | NMLS #1730927

Bailey Milholland is a seasoned mortgage expert licensed in North and South Carolina. Originally from New Jersey, she moved south to obtain a Bachelor’s Degree in Business Management from UNC Wilmington. Since then, she’s assisted hundreds of families in achieving their dream of homeownership. She is passionate about guiding and educating her clients thoroughly so they can navigate the mortgage process with eager confidence. Bailey is experienced in Conventional, FHA, VA and USDA lending and is certified with NCHFA down payment assistance. You can trust her to provide friendly, transparent, and professional communication from start to finish.

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Which Loan Product Is Right For You?


The most common mortgage type. Ideal for buyers with established credit and larger down payments.

VA Loan

Is a loan benefit offered to members of the military. No down payment or mortgage insurance is required.

FHA Loan

Offers low downpayment options and more relaxed credit requirements. They do require mortgage insurance.

Jumbo Loans

For larger home purchases exceeding conforming limits. Requires excellent credit and cash reserves to qualify.

Alpha Mortgage was very helpful throughout the whole process and managed to make the whole process easy and less frightening. They assisted me the whole time and was always available to answer any of my questions or concerns at any time. They were able to work around my schedule and closed on my house before the expected date. I definitely recommend them!
Saray C.


Reach Out Anytime

1320 Airlie Road
Wilmington, NC 28403

Office: 910-202-4536
Mobile: 609-668-9952

Alpha Mortgage