Purchase A Home With Alpha Mortgage Using Bank Statements!
Alpha Mortgage can help eligible self-employed borrowers purchase or refinance a home using only Bank Statements! A Bank Statement Loan Program allows personal and business bank statements to calculate income without requiring tax returns.
*Must be self-employed for 2 years to qualify *Credit scores starting at 600 *Up to 90% LTV, no MI *12 or 24 months personal bank statements (Must own at least 25% of the business for the past 2 years) *12 or 24 months business bank statements (Must own at least 50% of the business for the past 2 years) *Two years seasoning for foreclosure, bankruptcy, short sale or deed-in-lieu *Loans up to $3 million (minimum loan $150,000) *No tax returns required *1099 option available. Call today to find out more about this great mortgage option for eligible self-employed home buyers!
*Not all self-employed borrowers will qualify. Additional documents may be required for eligibility.