Purchase A Home With Alpha Mortgage Using Bank Statements!

Alpha Mortgage can help eligible self-employed borrowers purchase or refinance a home using only Bank Statements!  A Bank Statement Loan Program allows personal and business bank statements to calculate income without requiring tax returns. 

  • Must be self-employed for 2 years to qualify
  • Credit scores starting at 600
  • Up to 90% LTV, no MI
  • 12 or 24 months of personal bank statements (Must own at least  25% of the business for the past 2 years)
  • 12 or 24 months of business bank statements (Must own at least  50% of the business for the past 2 years)
  • Two years seasoning for foreclosure, bankruptcy, short sale or deed-in-lieu
  • Loans up to $3 million (minimum loan $150,000)
  • No tax returns required
  • 1099 option available. 

Call today to find out more about this great mortgage option for eligible self-employed home buyers!

*Not all self-employed borrowers will qualify.  Additional documents may be required for eligibility.