A Perfect Partnership

Coldwell Banker Sea Coast Advantage and Alpha Mortgage Corporation makes a great team. Working together on creating the best home buying experience possible, together we have helped thousands of people find the perfect home and the perfect loan.

Your Team of Local Experts

Buying a home is so much more than a transaction.

When you choose to work with our team of local experts, you get so much more. First off, working with us you immediately join our community and our neighborhood. You will get great advice and learn things that only local people would be able to tell you.

Alpha Mortgage has you covered. With home loan products available for every scenario you can rest assured that your purchase, refinance, or reverse home loan will be a smooth process.


Conventional Loans

Majority of programs require 5%-20% down payment. Private mortgage insurance may be needed with less than 20% equity.

USDA Loans

Zero down financing program for lower and middle income borrowers looking to purchase property in approved USDA eligible areas.

Reverse Mortgages

The Reverse Mortgage Division works with homeowners and home buyers age 62 and older in the States of North Carolina and South Carolina.

Renovation Loans

Option for borrowers looking to finance the costs of eligible home improvements into their loan amount, an alternative to a home equity loan.

FHA Financing

Low down payment financing solution. Popular with first time home buyers but may be used by repeat buyers. Also popular cash out refinancing option.

VA Loans

No money down mortgage programs available to qualifying members of the US Armed Forces and military veterans.

Jumbo Financing

Fixed rate and adjustable rate financing solutions for borrowers with loan amounts exceeding today’s conforming loan limits.

Rental Propert Financing

We work with real estate investors throughout the Carolinas to achieve their rental property financing goals. 1-4 units properties only.

Why Choose Alpha Mortgage

The Answer Is Always The Same… Yes. It’s an answer you’ll get used to when you rely on Alpha Mortgage, a full service mortgage bank offering in-house processing, underwriting, closing and funding. Fixed rates? Adjustable loans? Jumbo loans? Super Jumbo Loans? Vacation homes? Up to 100% financing? Self-employed loans? The answer’s always the same …YES! We offer the very lowest rates, the finest in personal service, and money management plans to fit your exact needs. Call today for your personal one-hour, full credit pre-approval.

(910) 256-8999

Wrightsville Beach Houses


Alpha Mortgage Coporation offers home buying assistane to buyers throughout North Carolina and South Carolina. Whether you are a first time home buyer or a real estate investor, we can help you find the mortgage solutions to meet your needs. We finance primary residences, second/vacation homes, and rental properties.
Wilmington Riverwalk Condos


Whether you are looking to lower your interest rate, shorten the term of your loan, are are seeking a cash out refinance to consolidate debt or finance some home improvements or other expenses, our team can help you find the refinancing solution to meet your goals. Contact us today to a free refinance quote and consultation.
Alpha Mortgage Group photo in Wilmington


We have been assisting home buyers and homeowners in the Carolinas since 1983. We are one of North Carolina’s largest private owned mortgage lenders and our Residential Mortgage Loan Origators are some of the most talented and knowlegeable in the marketplace.


Just getting started in the process and not sure where to begin? Check out our online Learning Center where we provide in depth information on the home buying and home financing processes. Plus, you’ll find details on the types of home loan programs we offer and tools to help you make informed financial decisions.

Alpha’s Digital Mortgage Experience

Alpha’s Digital Mortgage Experience

While most real estate agents, builders, and borrowers are familiar with the "normal" process of mortgage origination, the COVID-19 pandemic makes most people hesitate or reconsider a face to face home-buying transaction. Alpha Mortgage has good news. We offer a fully...

Welcome Pablo Toro to Alpha Mortgage

Welcome Pablo Toro to Alpha Mortgage

Alpha Mortgage Spotlight:Welcome Pablo Toro to Alpha Mortgage!Please join me in welcoming Pablo Toro to our Alpha team! Pablo started with us this morning and will be working remotely in Virginia as our Vice President, Capital Markets reporting directly to Michael...

Jamie Fleming: Spotlight on Reverse Mortgages

Jamie Fleming: Spotlight on Reverse Mortgages

Alpha Mortgage Spotlight:Featuring Jamie Fleming on Reverse Mortgages   Our desire is to help structure our customers' financial futures toward a goal of monetary independence and well-being. The formula defining Alpha Mortgage Corporation's success is simple;...

Mortgage Calculator

Calculator is for information purposes only. It only includes mortgage principal and interest payments for fixed rate home loans.

Mortgage Rates

Mortgage Interest Rates change frequently and are based on a variety of factors including credit score, loan program and loan amount.

Ready to get started?

Get in touch, or apply now.