#nav-menu{ 
	height: 70px;
	padding-left: 3.0em;
	background-image:url(../images/common/back_new2.jpg);
	background-repeat:no-repeat;
	background-color:#142551;
	/*border-bottom:5px solid #142551;*/

}
h4
{
	font-size:11px;
	font-family:Verdana, Arial, Helvetica, sans-serif;
}
.nav-links {
	font-family:Georgia, "Times New Roman", Times, serif;
	color:#FFFFFF;
	font-size: 15px; 
	text-align: center; 
	padding-right: 11px; 
	padding-left: 7px;
	font-variant:small-caps;
	padding-top:40px;
	
}
.calc-heading2
{
	color:#6CA8E6;
	font-size:14px;
	font-weight:bold;
}
.nav-links a:link, .nav-links a:visited { 
	color: #FFF; 
	text-decoration:none;
}

.nav-links a:hover { 
	color: #C2D6E9; 
	text-decoration: none; 
}

.nav-dash { 
	background-image: url(../images/common/nav_dashes.jpg); 
	background-repeat: no-repeat; 
	background-position: 5px 5px; 
	padding-right: 5px; 
	padding-left: 5px; 
}

.nav-home { 
	width: 26px; 
	height: 20px; 
	padding-right: 10px; 
}
.index-page-format
{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:13px;
	color:#0A3259;
}
/* Footer Links*/

#main-footer a:link, #main-footer a:visited { 
	color: #fff; 
	text-decoration: none; 
}
#main-footer a:hover { 
	color: #C2D6E9; 
	text-decoration: none; 
}

body{
	position:relative;
	top:0px;
	left:0px;
	background-image: url(../images/common/main_bkg2.gif);
	background-repeat: repeat-x;
	text-align:center;
	
	
}
html { 
margin:0; 

color:#000; 

 }
#content-test
{
	
	width:897px;
	border-left:1px solid #16314E;
	border-right:1px solid #16314E;
	border-bottom:1px solid #16314E;
	background-color: #E7EAED;
}





body { 
	min-width:899px; 
}
.heading2
{
	
	color : #0a3259; 
	font-weight : bold; 
	font-size : 17px; 
	padding: 15px 0 60px; 
	margin : 0 15px 0 0;
}
.heading3
{
	
	color : #0a3259; 
	font-weight : bold; 
	font-size : 14px; 
	padding: 25px 0 3px; 
	margin: 15px 0 0;
}
h1	{ 
	color : #0a3259; 
	font-weight : bold; 
	font-size : 18px; 
	padding : 15px 0 3px; 
	margin : 0 15px 0 0; 
}
.format-text
{
	
	font-size : 12px; 
	font-family:Verdana, Arial, Helvetica, sans-serif;
	color : #0a3259;
}
#format-text
{
	
	font-size : 12px; 
	font-family:Verdana, Arial, Helvetica, sans-serif;
	color : #0a3259;
}
.dotted-line
{
	border-bottom:2px dotted #FFF;
}
h2	{
	color : #1b3577;
	font-weight : bold;
	font-size : 12px;
	padding : 15px 0 0;
	margin : 0;
}
a.offices:link
{
	color : #1b3577;
	font-weight : bold;
	font-size : 12px;
	padding : 15px 0 0;
	margin : 0;
	text-decoration:none;
}
#main-wrap {

	background-color: #FFF;
	background-position: 0 0; 
	text-align: left; 
	margin:auto; 
	width:899px;
	margin-top:-18px;





}
#top-nav { 
	width: 829px; 

}

#header { 
	width: 899px;
	height:280px; 
	background-color: #142551;
	/*border-top:5px solid #142551;*/
	z-index: 0;

}

.content {
	color: #1b3577; 
	font-size: 12px; 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	width: 829px;

}

#maincontent { 
	font-size: 12px; 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	line-height: 14px; 
	padding-right: 10px; 
	padding-left: 10px; 
}

#leftcol { 
	width: 543px; 
	float: left; 
	clear: left; 
	padding-left:10px;
	
	background-color: #E7EAED;
}

.leftcol-footer {
	width: 545px;
	background-color: #E7EAED; 
}
#leftcol-button-container
{
	width:560px;
	height:115px;
	padding-left:10px;
	float:left;

}
.leftcol-buttons { 
	/*background-image: url(../images/common/leftcolbuttons.gif); 
	background-repeat: no-repeat; */
	width: 545px; 
	/*height: 115px;*/
	height:0px; 
	padding-bottom: 10px; 
	float:left;
}

.button-container1 { 
	color: #0a3259; font-size: 12px; 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	width: 170px; 
	height: 110px;
	float:left;
	padding-left:20px;
	margin:auto; 
}

.contact-info { 
	color: #0a3259; 
	font-size: 12px; 
	font-family: Verdana, Arial, Helvetica, sans-serif;  
	padding: 5px 5px 5px 5px;
	text-align:center; 
}

.leftcol-content { 
	color: #0a3259; 
	font-size: 13px; 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	line-height: 14px; 
	text-align: left; 
	width: 525px; 

	/*height: 350px; 
	clear: both; */
	 
	/*padding-left: 10px;*/

}
.leftcol-content2 { 
	color: #0a3259; 
	font-size: 13px; 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	line-height: 14px; 
	text-align: left; 
	width: 525px;
	margin-left:-8px; 
	/*height: 350px; 
	clear: both; */
	 
	/*padding-left: 10px;*/
	 
	/*padding-left: 10px;*/

}

#rightcol { 

	width: 285px;

	float: right; 
	clear:right;
	background-color: #142551;
	

	 
}

.rightcol-content { 
	color: #0a3259; 
	font-size: 12px; 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	text-align: justify; 
	width: 250px; 
	padding-right: 0px; 
	padding-left: 30px;
	background-color:#142551;

	 
}
.rightcol-content2 { 
	color: #0a3259; 
	font-size: 12px; 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	text-align: justify; 
	width: 285px; 
	padding-right: 0px; 
	padding-left: 0px;
	background-color:#E7EAED;

	 
}


.rightcol-header { 
	color: #1b3577; 
	font-size: 12px; 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	width: 285px;




}

#footer { 
	color: #900; 
	font-size: 12px; 
	font-family: Verdana, Helvetica, Arial, sans-serif; 
	background-color: #E7EAED; 
	text-align: center; 
	width: 897px; 
	height: 50px; 
	clear: both; 
	margin-top: 20px;

}

#main-footer { 
	color: #fff; 
	font-size: 12px; 
	font-family: Verdana, Helvetica, Arial, sans-serif; 
	background-image: url(../images/common/main_footer_bkg.gif); 
	background-repeat: repeat-x; 
	text-align: center; 
	margin-top: 20px; 
	
	height: 53px; 
	clear: both; 
	padding-top: 20px; 
}

#copyright { 
	color: #0a3259; 
	font-size: 10px; 
	font-family: Verdana, Helvetica, Arial, sans-serif; 
	text-align: center; 
	padding-top: 5px; 
	width: 100%; 
	height: 15px; clear: both; 
}
#copyright a:link, a:active, a:visited { 
	
	
	 
	font-style: normal; 
	font-weight: normal; 
	
	color: #0A3259; 
	text-decoration: none; 
}
#copyright a:hover { 
	font-weight:bold;
	font-style: normal; 
	color: #0A3259; 
	text-decoration: none; 
}
#footer a:link, #footer a:visited { 
	color: #000; 
	font-size: 12px; 
	font-family: Verdana, Helvetica, Arial, sans-serif; 
	font-style: normal; 
	font-weight: normal; 
	font-size: 12px; 
	color: #900; 
	text-decoration: none; 
}

#footer a:hover 
{ 
	color: #C2D6E9; 
	
	text-decoration: underline;
}

a.glossary:link, a.glossary:visited
{
	padding:4px 4px 4px 4px;
	background-color:#142551;
	color:#FFFFFF;
	text-decoration:none;
	font-weight:bold;
	font-size:11px;
}

a.glossary:hover{
	padding:4px 4px 4px 4px;
	background-color:#142551;
	color:#C2D6E9;
	text-decoration:underline;
	font-weight:bold;
	font-size:11px;
}


.heading{ 
	color : #FFF; 
	font-weight : bold; 
	font-size : 20px; 
	padding:10px 10px 10px 10px;
	 
	background-color:#0a3259;
}

.border-bottom{
	border-bottom:1px solid #142551;
	font-weight:bold;
}

.indent
{
	padding-left:10px;
	padding-bottom:10px;
}

a.links-page:link, a.links-page:visited
{
	font-family: Verdana, Helvetica, Arial, sans-serif;
	color: #0a3259;
	text-decoration:none;
}

a.links-page:active
{
	font-family: Verdana, Helvetica, Arial, sans-serif;
	color: #0a3259;
	text-decoration:none;
}

a.links-page:hover
{
	font-family: Verdana, Helvetica, Arial, sans-serif;
	color: #C2D6E9;
	text-decoration:none;
}

a.pdf:link, a.pdf:visited
{
	font-family: Verdana, Helvetica, Arial, sans-serif;
	color: #0a3259;
	font-size:10px;
	text-decoration:none;
	font-weight:bold;
	
}

a.pdf:active
{
	font-family: Verdana, Helvetica, Arial, sans-serif;
	color: #0a3259;
	font-size:10px;
	text-decoration:none;
}

a.pdf:hover
{
	font-family: Verdana, Helvetica, Arial, sans-serif;
	color: #C2D6E9;
	font-size:10px;
	text-decoration:none;
}

.links-heading
{
	font-family: Verdana, Helvetica, Arial, sans-serif;
	font-size:13px;
	font-weight:bold;
	color:#112C49;
}
.prof-desc
{
	font-size:12px;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	padding-top:10px;
	border-top: 1px solid #112C49;
	
}
.pic-border
{
	border-top: 2px solid #112C49;
	border-left: 2px solid #112C49;
	border-right: 2px solid #112C49;
	border-bottom: 2px solid #112C49;
	color:#000;
	font-size:10px;
	text-align:center;
}

td
{
	color: #1b3577; 
	font-size:11px;
	/*padding:5px 5px 5px 5px;*/
}

.photo 
{ 
	background-image: url(../images/common/photo_frame.jpg); 
	background-repeat: no-repeat; 
	padding: 14px 20px 20px 10px; 
}
.pic
{
padding-right:5px;
}
.pic2
{
padding-right:25px;
}
a.loan-app:link, a.loan-app:visited, a.loan-app:active,a.loan-app:hover
{
	font-family: Verdana, Helvetica, Arial, sans-serif;
	color: #C2D6E9;
	text-decoration:none;
}
a.index-bottom:link
{
	color: #0a3259; font-size: 12px;
	text-decoration:none;
	
}
a.index-bottom:active
{
	color: #0a3259; font-size: 12px;
	text-decoration:none;
}
a.index-bottom:visited
{
	color: #0a3259; font-size: 12px;
	text-decoration:none;
}
a.index-bottom:hover
{
	color: #C2D6E9; font-size: 12px;
	text-decoration:none;
}

a.contact-page:link
{
	color: #FFF; font-size: 11px;
	text-decoration:none;
	
}
a.index-bottom:visited
{
	color: #FFF; font-size: 10px;
	text-decoration:none;
}
a.contact-page:active
{
	color: #FFF; font-size: 10px;
	text-decoration:none;
}

a.contact-page:hover
{
	color: #C2D6E9; font-size: 10px;
	text-decoration:none;
}


.white-text
{
	color:#FFF;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:13px;
}
.calc-heading3
{
	color:#FFF;
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-size:16px;
	font-weight:bold;
	width:285px;
}
.phone-number
{
font-size:12;
font-family:Verdana, Arial, Helvetica, sans-serif;
font-weight:bold;

}
.white-text
{
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font:11px;
	color:#FFF;
}
.app-button
{
	margin-left:-7px;
}


#videoBtn {
	left: 40px;
  position: relative;
  top: -50px;
}